SoFi (Social Finance) is a U.S.-based digital banking and financial technology company that offers a wide range of financial services through a single online platform. Founded in 2011, the company provides products such as personal loans, student loan refinancing, mortgages, checking and savings accounts, investing tools, credit cards, and insurance services. Designed as a fully digital bank, SoFi focuses on helping individuals manage, save, borrow, and invest money through its mobile app and online platform without traditional physical branches. Today, the company serves millions of members worldwide and continues expanding its ecosystem of financial tools and services.